Friday, September 13, 2019

Making sure you are getting the best rates on services you enjoy/use

Reducing our spending is a key planning aspect I have been working on in preparation for retirement.  We have many subscriptions for things we enjoy.  Sirius XM, Direct TV, Comcast, phone, etc.  Since I'm busy much of the time, keeping on top of these things to ensure that I am paying the least for the services, has not been a priority for me.

I was reviewing the ChooseFI website a while back and saw they were recommending Trim and I was intrigued.  btw ChooseFI is starting to become my favorite Podcast.
https://www.choosefi.com/

Anyhow:

I will say this service has been phenomenal for me.

I have a couple houses and each has a TV subscription as well as high speed Internet.  I use Sirius XM in the cars, etc.

Now certainly you probably can take it upon yourself to call these services and negotiate a better rate yourself, but in my case I never found the time to do it.  Doing it yourself would potentially save you even more, however for me I thought if they can save me some money that their fee would be justified.

I created an account, uploaded my statements and forgot about it since they took over.  Within a couple weeks the end result is Trim saved me approx. $2000 per year between DirectTV, Comcast, Sirius, and Centurylink.

They charge 33% of what they saved (which in my opinion is a bit high), but they saved me a significant amount of money and deserve to get paid.  For the amount of effort I had to put into saving that amount of money I am quite pleased with this.

I am super happy with this service and hope you find my example as something you can use the service to replicate.  Thanks.

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